B. Benefits

• Health Insurance
  
  Housestaff are eligible for health, dental, life, accidental death and dismemberment, long-term disability and vision plans offered through the School of Medicine. These benefits, options, and annual premiums are re-negotiated annually. A committee composed of leadership from the Dean’s office, Program Directors, and representatives from the Residents’ Committee hears the negotiations and report to the GMEC.
  
  These plans for Housestaff are different from the various plans offered to faculty and staff employees. At a Benefits Fair during initial orientation, information will be provided regarding the specific plans available.
  
  The Human Resources Department must receive the enrollment form within 30 days of the appointment date. Each year, the months of June and July are Open Enrollment. New enrollment and/or changes in coverage must be made during this period of time; elective changes are not allowed at any other time during the academic year. Upon initial selection of coverage and enrollment, the effective date of coverage will be retroactive to the date of employment. The trainee and eligible dependents or a domestic partner must be registered. To add a domestic partner, the Declaration of Domestic Partnership form must be completed with an enrollment form. If dependents are acquired during the year, they may be added within 30 days of a marriage, birth or adoption. Deletions of dependents can be done at any time of the year. Adding or deleting domestic partners can be done any time of the year . At the time of separation from the University, continued insurance coverage under the terms of COBRA may be elected. Information regarding this coverage is available in each home department office or at Human Resources.



• Life Insurance & Accidental Death & Dismemberment
  
  Housestaff enrolled in any health insurance plans have coverage under life insurance and accidental death and dismemberment insurance in the amount of $50,000. The department provides a "Designation of Beneficiary" form at the time of employment. This designation may be changed at any time by filing a new form with the Human Resources Department.



• Long-Term Disability
  
  Long-term Disability (LTD) insurance is provided to Residents and Clinical Fellows enrolled in health insurance plans. Details of the LTD group policy and its coverage will be provided as a component of the insurance mailing from the Office of Human Resources. Specific information or claim forms are available at the Office of Human Resources and, often, from the home department.



• Workers' Compensation Insurance
  
  If a trainee sustains a work-related injury or illness, he/she is eligible to receive benefits under the Workers' Compensation Laws. This program is designed to guarantee medical attention for the injury or illness and to insure regular monetary benefits as a means of financial support while medically unable to return to work. The University pays the premiums for this program. Printed information regarding Workers' Compensation and its activation process is available upon request from the home Department or the Worker’s Compensation Human Resource Office.
  
  
• Disability Management Service Office
  
  Disability Management Services administers the UCSF worker’s compensation program and facilitates return-to-work initiatives and reasonable accommodation for individuals who have or who may develop health problems affecting employment. These processes comply with the institutional leave policies.